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I applied for finance through ReadingCar Finance, The process was quick and simple, the staff were friendly and helpful, they didn't have a car for me so they sourced one within a week. I got a 2009 Vauxhall Corsa with only 30,000 miles on the clock and it is perfect. I could not recommend them anymore. I have paid every payment so far and I have had no problems.


After a messy divorce that ruined my credit rating, I applied to Reading Car Finance & for credit & to my surprise I got approved. I first bought a 07 Plate Mazda 3, the car run perfectly for 2.5 years, never missed a beat. With a growing family I needed something bigger and again they came to my rescue, at the weekend I drove to Reading and purchased an 11 plate Vauxhall Zafira which was absolutely spotless, we drove away in under 2 hours. I am pleased to say that RCF have stuck to their word when rectifying any niggles as was demonstrated on both occasions. I know there are some negative reviews of RCF but if your like me & pay your money then they provide a first class service & in a couple of years no doubt I will find my way to them again. Thank you to all the team for an excellent service.


Me and my husband even though we have good joint incomes had been declined in several places forcar credit as our history is that bad. Personal bereavements that I won’t post here meant we went from having a perfect history to nothing. I got accepted here within the hour and made an appointment for later that day. Upon arrival, they were about 40 cars to choose from all round 3-5 years old. I bought a 10 plate focus and weve never looked back. Thanks RCF


Just 1 year into a 4 year contract on an 08 Ford. And just had the breaks replaced, other than that and 1 AA call out to a flat battery (more me than the car) it has been running fine, and just coming up to its mot. Other than a cpl of tyres being replaced don't envisage any problems. Was relived to get approved as my credit ratingis not good at all so limited choices and was just relieved to have got a reliable and 'safe' car. 


I was a bit dubious at first.but went and got a car when no other company could help me.if you have a very poorcredit history give them a try.very helpful even paid my taxi.arranged 5 days insurance and my tax.very happy and the adviser was great would recommend

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Car Finance in 3 Easy Steps
  1. Complete the online application or call free on 0800 032 6613 
  2. Credit decision within an hour - We will contact you by phone and in most cases give you a credit decision within an hour
  3. Visit our nearest depot and drive away in your new car today!
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Reviews continued...

I Just bought a car through Readingcar finance. Phoned up was accepted in a hour, Told them what car I wanted they found me one, went up looked at it signed the paperwork and was away within 2 hours. 


Staff were friendly and they have a good choice of cars .payments are not to bad compared to other sub prime lenders I got offers with. Would recommend.Thecar has low miles and is a 2010 reg so very happy


I recently bought a 59 plate corsa from Reading car finance which was lovely car. Was told i had the credit available and didnt believe them as i was Wary about companies offering finance for people with bad credit. I went to their branch in Reading and was greeted as soon as i got there. Everything was explained to me step by step which put my mind at ease. Showed me a nice range of cars there in my price range and had a test drive of 3. I loved the corsa which i subsequently bought. The payments were very respectable and was also given a free, 3 month warranty on the vehicle in case of any problems that could arise on the car. VERY happy with the service they have provided me and would recommend to anyone looking for car finance who are struggling to obtain it. Thank you Reading car finance


I've dealt with a fewcar finance places and this is the best I drove away in less than 2 hours and they even delivered my new car fantastic service lovely people


Phoned rcfat 10am gave them my details and received a call back 15 min later telling me I could come and choose a car from there stock! Went down chose a car, both sales guys were very helpful. As for the aprit is high compared to a bank loan but when you have bad credit like me then atleast there is an option for you to be able to stay on the road! Had a problem with the heated rear screen and spoke to rcfwho had the rear screen replaced within a few days. And even gave me days insurancefor £12.50. Cheers guys from Reading

Why choose us?
  • Exclusive Car Finance Deals
  • Bad Credit Specialist
  • No Deposit Schemes
  • No Awkward Questions
  • Decision within 1 hour
  • Great Range of Used Cars
  • Drive Away TODAY
  • Treating Customers Fairly